For freelancers & remote professionals
HoldrealUSdollars—anywhereyouliveandwork.
A stablecoin account for people who earn USD from anywhere. No US address required.
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0 : 1Fully reserved
0.00–0.0%All-in conversion
PhoneSign-up only
WHY SMASHPAY?
01
Hold real US dollars
Receive and hold USD value from anywhere — no US address or US incorporation required. Backed 1:1, in institutional-grade, fully-reserved custody through BitGo Bank & Trust N.A.
02
Move it on your terms
Send to a bank, stablecoin wallet, or another SmashPay user. Split one payment across multiple recipients. Convert to local currency only when you choose.
03
No crypto complexity
Phone-number sign-up. No seed phrases, no chains, no jargon. Stablecoin is the rail — not your homework.
Frequently Asked Questions.
Is my money safe?
Is this crypto?
You never touch a stablecoin wallet, seed phrase, or blockchain directly. Sign up with a phone number. Stablecoin is the payment rail underneath — the way ACH is the rail under a Venmo payment.
Why not just use Wise?
When does SmashPay launch?