Hold real US dollars — wherever you live and work.
Stop losing 5–8% every time you receive a USD payment.
You can send money to Philippines. Opening a SmashPay account is a separate question from where you can send — see our Availability page.
A stablecoin account for people who earn USD from anywhere. No US address required.
Local rails in Philippines
WHY SMASHPAY?
Hold real US dollars
Receive and hold USD value from anywhere — no US address or US incorporation required. Backed 1:1, in your own self-custodial wallet
Move it on your terms
Send to a bank, stablecoin wallet, or another SmashPay user. Split one payment across multiple recipients. Convert to local currency only when you choose.
No crypto complexity
Phone-number sign-up. No seed phrases, no chains, no jargon. Stablecoin is the rail — not your homework.
Frequently Asked Questions.
Is my money safe?
Your USD value is held 1:1 in stablecoin in your own self-custodial wallet. SmashPay never holds it, so it cannot be loaned or rehypothecated.
Is this crypto?
You never touch a stablecoin wallet, seed phrase, or blockchain directly. Sign up with a phone number. Stablecoin is the payment rail underneath — the way ACH is the rail under a Venmo payment.
Why not just use Wise?
Wise is built for one-shot sends. SmashPay is built to hold and operate in USD over time. Your money lives here between payments.
Where is SmashPay available?
SmashPay is available across the US except New York, and sends to Vietnam, Indonesia, Thailand, the Philippines, Mexico and the UAE. See our Licensing and Availability page for the current list.
A room, not a list.
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